To be involved in an accident can be disorienting, and any help you could to deal with it would be essential. Contact a lawyer as soon as you get into an accident caused by another party’s actions. Do not speak to your insurance company without your lawyer’s consent, as you may harm your accident claim. A lawyer is well versed in the process to follow from the beginning to the end and has the skills to deal with crafty insurance adjusters. As his client, he will protect your interests, and the expenses will be worth the cost of hiring one, compared to the benefits you’ll get from the professional support. Below are some of the reasons why you need to get a lawyer after an accident;
1. Determine the Responsible Party
Before you speak to your insurance company, enlist the services of a lawyer to help determine the responsible party in the accident. A lawyer with experiential knowledge of handling accidents will investigate the causal factors of the accident. The accident might seem straightforward to a layperson, but he can analyze the situation, establish underlying issues, and make an informed conclusion to a knowledgeable person. Factors like poor road conditions, rain, poor visibility, a vehicle’s breakdown, and driver distraction could contribute to an accident. A lawyer teams up with an accident reconstruction specialist to establish how the accident may have occurred. The two study the accident area, vehicles’ directions before and after the accident, their damages, and positions on the scene. They also interview eye-witnesses. If a vehicle’s breakdown or faulty part, like a tire burst, causes an accident, the manufacturer could be held partially accountable.
2. Deal with the Insurance company
Insurance companies seem supportive and a loyal party until you need this relationship to be honored when you make a payment claim. These entities are in the business of making money and will go to any lengths to ensure they pay their client the least possible amount. Though an insurance adjuster may express concern when you get into an accident, be careful not to give any information until your legal representative advises you. Insurance adjusters are professional negotiators and will minimize your payments and, at times, may refute a valid claim. As https://www.sumnerlawgroup.com/ recommends, get a skilled lawyer to represent your interests to achieve the value of your policy. A lawyer is aware of the tricks insurance agents use to reject a client’s claim. He will negotiate a fair settlement, handle the details of the claim, assist in preparing verbal and written statements that will benefit the case, and fight on your behalf to get fair compensation.
3. To Help You Interpret the Policy Claim
The intrinsics of an insurance policy are very difficult to understand and require a skilled person’s interpretation. He will guide you through the entire process of the claim and legal approach to understand all the rules and laws about it. A lawyer can interpret the documents and ensure the insurance company upholds the promise as stated in the contract.
A legal person will help you get resourceful and beneficial support from other parties like medical professionals and accident reconstructionists. These may reveal other options in the policy that could benefit you. The medics’ testimony would add weight to your claim. The accident reconstructionist may reconstruct the accident scene. The representation of the accident collision will provide evidence of the person precisely at fault.
4. Deal Debt Collectors on Your Behalf
It would be best to recover from the injuries sustained from the accident if you had peace of mind. In this challenging period, you may lag in the payment of your bills. Debt collectors may not be as understanding and could result in harassment as they follow payment from you. They may harass you with constant phone calls and threats. A legal professional is well versed with the law that pertains to debt collection. He will use lawful means as a restraining measure to protect you. He may directly discuss your situation with the debt collectors and inform them of the pending claim payment.
The significance of getting a skilled lawyer after you get into an accident cannot be overstressed, as the above four points explain. You will be in safer hands as you will have a skilled person with your interest to represent you. He also has a resourceful network like an accident reconstructionist and medical person who will assist where necessary. As his client, you’ll get time for a break to heal as there will be someone to guide and follow your claim process.